Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Makes money make sense

5
Great app that makes saving your money, making investments, and keeping track of it all very easy. For me it was a great jumping off point to get a better grip of my money and how to do the most with what I had. Reviewed on: 24th March 2025

I have held money with Chip for several years - they...

5
I have held money with Chip for several years - they are safe, reliable and consistent. Very happy with my decision to use Chip Reviewed on: 24th March 2025

Very good!

5
Very good! Would recommend to friends and family Reviewed on: 24th March 2025

Great App.

5
Great App. Simple to use. Never had a problem. Reviewed on: 24th March 2025

Fits my requirements perfectly.

5
Fits my requirements perfectly so I can see my investments and how they perform at a glance. Clear information on types of investment and the risks. Reviewed on: 24th March 2025

I had for over 3years now and I think is the best ap...

5
I had for over 3years now and I think is the best app for saving money Reviewed on: 24th March 2025

Great - very useful app and great UX.

5
Great - very useful app and great UX. Very competitive rates. Reviewed on: 24th March 2025

Easy to use - transferring money and in and out is e...

5
Easy to use - transferring money and in and out is easy and instant. Interest paid monthly. Reviewed on: 24th March 2025

Easy and convenient

5
Chip is a very simple and easy to use application. I have watched my savings and investments grow, and on the occasions I've decided to withdraw the money is available to me very quickly Reviewed on: 24th March 2025

Excellent interest rates

5
Excellent interest rates, easy access to your money should you need it, easy to deposit money into your account, easy to use app Reviewed on: 24th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products