Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Sleek & clean UI, extremely accessible and a great a...

5
Sleek & clean UI, extremely accessible and a great amount of diversified funds to pick from. High AER on their saving accounts too. Reviewed on: 24th March 2025

It has been seamless experience in managing my money...

5
It has been seamless experience in managing my money between Chip and my Bank Reviewed on: 24th March 2025

Very happy with Chip and its rates, app easy to...

5
Very happy with Chip and its rates, app easy to use Reviewed on: 24th March 2025

After using Chip for the last few years it’s really...

5
After using Chip for the last few years it’s really helped me save and see a good return on. Reviewed on: 24th March 2025

Everything has been straight forward with good rates...

5
Everything has been straight forward with good rates to boot. Reviewed on: 24th March 2025

Great savings app and very easy to use

5
Great savings app and very easy to use Reviewed on: 24th March 2025

Basic Account User (for years)

5
I’ve been using Chip for years now; even with the basic account it’s an excellent tool for saving money every week and month. The fact it adapts based on how much money is in your account means you’re always saving - and that there is a little pot that you can dip into as and when the need arises! Reviewed on: 24th March 2025

Chip has revolutionised my savings.

5
Chip has revolutionised my savings. Chipping away has meant I never feel the true impact so don’t notice my money leaving my spending account and it’s always a nice surprise to see how my savings have quietly built up over the month. Reviewed on: 24th March 2025

Easy saving

5
Easy way to save regularly with different accounts. Reviewed on: 24th March 2025

Customer focussed money management

5
Setting up my accounts was very straightforward and navigating them via the app very simple and customer friendly. Communication has always been timely and when necessary. I have had no regrets and cannot fault the service. Reviewed on: 24th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products