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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Fantastic App.

5
Fantastic App. based banking whether it is to increase your wealth through investment or use as a high interest saving platform.Quick and easy communication with any queries you may have. I have no regrets whatsoever joining the Chip community Reviewed on: 24th March 2025

Easy to use

5
Easy mechanisms and simple to use providing good interest rates Reviewed on: 24th March 2025

I recommend chip to all my friends and family!

5
The easiest app to use for saving with so much information. 10/10 Reviewed on: 24th March 2025

Easy no fuss savings options.

5
Easy no fuss savings options. Clear, simple app navigation too. Reviewed on: 24th March 2025

Excellent rates.

5
Excellent rates. Clear email communication which gives the options available. We use the products to keep our ready saving at an good rate. Reviewed on: 24th March 2025

Chip helped me build a savings habit

5
I’ve had Chip 6-7 years now and it’s really helped me build a savings habit. I used my full ISA allowance this year for the first time ever! Reviewed on: 24th March 2025

Chip is smart and competitive

5
Been with chip when it was started, it has saved me so much money, without me thinking. I have completed 3 holidays and came back with no debt as Chip was able set my money aside for me with no hassle and rates are always competitive:). Previously been holiday and came back in debt, now got more control of my money. Thanks chip Reviewed on: 24th March 2025

Great app to use and excellent rates

5
Great app to use and excellent rates Reviewed on: 24th March 2025

Easy to use website for a complete techno phobe!

5
Easy to use website for a complete techno phobe! Reviewed on: 24th March 2025

The cash ISA account is easy to access and easy to use.

5
The cash ISA account is easy to access and easy to use. The app is a blast and it couldn't be simpler. Before I would not have thought of using an ISA cash but with the recent events I do not look back. Besides it is a flexible ISA which means you can replace the money you take out without affecting your allowance Reviewed on: 24th March 2025

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