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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip has completely transformed the way I save and i...

5
Chip has completely transformed the way I save and invest. The automatic savings feature effortlessly tucks money away based on my spending habits, making saving feel easy and stress-free. The investment options are clear, accessible, and suited to different risk levels, with transparent fees and helpful insights. The app itself is sleek, intuitive, and a joy to use—far better than traditional banking apps. Plus, the customer support has been excellent whenever I’ve needed it. Whether you’re new to investing or just want a smarter way to save, Chip is a game-changer. Highly recommend! Reviewed on: 23rd March 2025

Great easy to use app

5
I love the usability of the app and the clear visuals to demonstrate my levels and trends of savings Reviewed on: 23rd March 2025

Good and bad

5
Good for saving where you don't notice it. Charges per save bit high. Reviewed on: 23rd March 2025

Chip has a easy and simple display for my savings an...

5
Chip has a easy and simple display for my savings and Isa.But they also provide a smart ISA that tracks how close I am to the limit. Plus the monthly interest is really good, when I had to show how much I earn in interest in a year I away able to see my chip amount in a super clear figure. Reviewed on: 23rd March 2025

Simple and safe.

5
Simple and safe. An understandable and trustworthy way to save and invest . Reviewed on: 23rd March 2025

Easy to set up and brilliant rates!

5
Easy to set up and brilliant rates! Reviewed on: 23rd March 2025

Simply Seamless Banking Service!

5
Chip is such a reliable and simply seamless banking service and I wholeheartedly recommend them! Reviewed on: 23rd March 2025

Very user friendly app.

5
Very user friendly app with updates to savings accounts that reflect changes in rates. Quick and easy linking of personal account that enables the auto saving feature which is a great little and often way to save. Reviewed on: 23rd March 2025

Always a great app to use.great app

5
Always a great app to use....no issues Reviewed on: 23rd March 2025

Very easy to use.

5
Very easy to use. They message you when better savings options become available Reviewed on: 23rd March 2025

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