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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great, easy to use accounts.

5
Have several accounts and have encouraged my partner and children to open them too. Such easy access to money and always great rates. Reviewed on: 23rd March 2025

Competitive rates and wide range of options

5
I think Chip is a really great choice if you want to start saving money. They offer a wide range of ETFs to invest into, and for ISAs they offer really competitive rates. I did scan the market a lot before opening an account with Chip and it was hard to find another provider that offers great rates but which all the perks Chip has, including the great flexibility in deciding how you want to handle your savings and withdrawals. All in all, a great option, and excellent customer service as well. Reviewed on: 23rd March 2025

Very user friendly

5
Everything is very clearly displayed and very easy to use within the app. Reviewed on: 23rd March 2025

Really great way to save money.

5
Really great way to save money. Quick and easy to use. Easy to set up and manage. Easy to set goals and track savings. Goof interest available on all accounts. Reviewed on: 23rd March 2025

I love the app and how easy it is to use.

5
I love the app and how easy it is to use. Reviewed on: 23rd March 2025

Great app, great service.

5
Great app, great service. Good interest rate initially. Reviewed on: 23rd March 2025

So easy to deal with excellent service.

5
So easy to deal with excellent service.looking after my money..first class..I am so glad to be a member Reviewed on: 23rd March 2025

Clean easy system to use.

5
Clean easy system to use. Chips gives good interest rates that are worthwhile and helpful. Reviewed on: 23rd March 2025

Nothing but a good experience from start to finish

5
Nothing but a good experience from start to finish Reviewed on: 23rd March 2025

It’s been great.

5
It’s been great. The savings rates are tremendous, especially the ISA Reviewed on: 23rd March 2025

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