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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Decent interest rate and app reliable.

Decent interest rate and app reliable. I use it every day to check my progress towards £50k. Interest in Barclays rubbish and moved all my savings expect premium bonds to CHIP. Reviewed on: 23rd March 2025

I love using the app

I have been very happy with Chip since opening my account, and how easy it all is. I love using the app, and moving my money when I need to. Reviewed on: 23rd March 2025

Phenomenal!

Phenomenal. I was recommended it and all I do is recommend it to others! I honestly save without even noticing it Reviewed on: 23rd March 2025

I have been ysing Chip for couple of years now, it h...

I have been ysing Chip for couple of years now, it has helped me to achieve my goals and invest Reviewed on: 23rd March 2025

Highly recommend

I really enjoy banking with CHIP, the app is user friendly and easy to navigate, they provide a wide range of accounts for saving and investing and the interest rates are really competitive. I wish I had opened an account sooner! Reviewed on: 23rd March 2025

Really good savings account

Really good savings account, which I would recommend to anyone and easy to use, thanks very much Reviewed on: 23rd March 2025

Game Changer

Easy to use and good returns .. what more do you need to know Reviewed on: 23rd March 2025

Great, easy to use accounts.

Have several accounts and have encouraged my partner and children to open them too. Such easy access to money and always great rates. Reviewed on: 23rd March 2025

Competitive rates and wide range of options

I think Chip is a really great choice if you want to start saving money. They offer a wide range of ETFs to invest into, and for ISAs they offer really competitive rates. I did scan the market a lot before opening an account with Chip and it was hard to find another provider that offers great rates but which all the perks Chip has, including the great flexibility in deciding how you want to handle your savings and withdrawals. All in all, a great option, and excellent customer service as well. Reviewed on: 23rd March 2025

Very user friendly

Everything is very clearly displayed and very easy to use within the app. Reviewed on: 23rd March 2025

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