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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great rates and easy to use App.

Great rates and easy to use App. Reviewed on: 23rd March 2025

Excellent.

Easy to use app, super quick no nonsense. Super fast transfers. Reviewed on: 23rd March 2025

Regular issues with app

Regular issues with app, but otherwise okay Reviewed on: 23rd March 2025

Top class app

Never had any issues, and the one time I used their chat service it was excellent and very easy and quick. Their app is great and the functionality is top class. Reviewed on: 23rd March 2025

Super straight forward way to save

Really straight forward way to save and an amazing choice of savings. Reviewed on: 23rd March 2025

A great saving app that’s flexible and encourages yo...

A great saving app that’s flexible and encourages you to save and invest Reviewed on: 23rd March 2025

I LOVE Chip.

I LOVE Chip. Been with them since around 2019. Their customer service is prompt and knowledgeable. The app is amazing, easy to navigate. Always have market leading deals. I would highly recommend their services, 100%. Reviewed on: 23rd March 2025

Excellent App, easy to set up and use.

Excellent App, easy to set up and use. Good savings options available and easy to transfer money from linked bank account. Reviewed on: 23rd March 2025

Easy to send money,!

Easy to send money,! Good email messages that are engaging Reviewed on: 23rd March 2025

Switching to Chip Bank has been one of the best fina...

Switching to Chip Bank has been one of the best financial decisions I’ve made. Before using it, I struggled to save consistently, always meaning to set money aside but never quite following through. Chip’s AI-driven savings tool completely changed that—it automatically analyzes my spending and saves small amounts without me even noticing. Over time, those small amounts have added up significantly, and for the first time, I feel in control of my savings. The app itself is incredibly user-friendly, with a clean and intuitive design. I can see exactly how much I’ve saved, access my funds easily, and even take advantage of competitive interest rates to grow my savings further. It’s also reassuring to know that Chip prioritizes transparency, with clear breakdowns of how my money is working for me. I genuinely can’t recommend Chip Bank enough. It’s taken the stress out of saving and made it something I actually enjoy. If you’re looking for a smarter, hassle-free way to build your savings, this is it! Reviewed on: 23rd March 2025

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