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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

The app is very easy to use app and good rates .

5
The app is very easy to use app and good rates . Reviewed on: 23rd March 2025

Chip is great

5
Chip have great interest rates on their savings accounts, they provide good customer service and the banking app is easy to use Reviewed on: 23rd March 2025

Always a straightforward experience from account set...

5
Always a straightforward experience from account set up to withdrawal Reviewed on: 23rd March 2025

Prompt service.

5
Had a query about my log in and it was answered promptly. Reviewed on: 23rd March 2025

Very easy to use app

5
Very easy to use app. Good savings rates and fast withdrawals. Reviewed on: 23rd March 2025

Easy to use, good interest rates.

5
Easy to use, good interest rates. Reviewed on: 23rd March 2025

Not a good saver, until trying Chip.

5
Not a good saver, until trying Chip. Chip had been a gamechanger for me. As someone who is previously not been good at saving, Chip has made a real difference to how I save, use and control my money. The opportunity to set up automated savings, any easy to use app and ability to view multiple accounts with ease is fantastic. I have already recommeneded it to several friends and family members. Reviewed on: 23rd March 2025

Chip makes managing my money really easy

5
Chip makes managing my money really easy and provides me with lots of different options for saving and gaining interest on my savings. Reviewed on: 23rd March 2025

Best Saving App

5
The Chip app has been a fantastic tool for automating my savings effortlessly. Its technology analyzes my spending habits and tucks away small, manageable amounts without me even noticing. The user interface is sleek and easy to navigate, making it simple to set savings goals, track progress, and even invest. I particularly appreciate the flexibility—it allows me to pause or withdraw funds whenever I need to. Overall, Chip has made saving money feel effortless and rewarding, and I’d highly recommend it to anyone looking to build their savings without stress. Reviewed on: 23rd March 2025

My experience with chip has been exceptional from th...

5
My experience with chip has been exceptional from the customer service provided to the rates of the products. Highly recommend Reviewed on: 23rd March 2025

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