Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Chip's app is easy to use and their customer service...

5
Chip's app is easy to use and their customer service has been fast and helpful. Highly recommend Reviewed on: 23rd March 2025

Chip is so easy to use and has some great saving ben...

5
Chip is so easy to use and has some great saving benefits! Reviewed on: 23rd March 2025

The app always works as it is supposed to work.

5
The app always works as it is supposed to work. It is clear and doesn’t hide any information. Reviewed on: 23rd March 2025

CHIP has some of the best savings rates I have ever...

5
CHIP has some of the best savings rates I have ever been able to find. I have never had any issues with adding or transferring money to any of my accounts. I have recommended CHIP to many friends and family. Reviewed on: 23rd March 2025

They are transparent, you know what is happening wit...

5
They are transparent, you know what is happening with your money, you can clearly see how much you have, the interest rates are high and visible, it’s so easy to transfer money to and from the account. I can’t fault them. Reviewed on: 23rd March 2025

It’s very easy to use and makes me want ti...

5
It’s very easy to use and makes me want ti save Reviewed on: 23rd March 2025

Very easy to use and secure

5
Very easy to use and secure. The monthly bank linking is a good way to keep things secure. If I have had any questions, emails are answered very quickly. Very happy Reviewed on: 23rd March 2025

Love using Chip

5
Easy to set up and use day to day Reviewed on: 23rd March 2025

Chip review

5
Clear information and great rates and incentives Reviewed on: 23rd March 2025

First time saver

5
Never saved before but seeing monthly interest is an incentive Reviewed on: 23rd March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products