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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy to use, user friendly, very transparent and cle...

5
Easy to use, user friendly, very transparent and clear around what interest you’ll receive or risks associated with the product depending on what you choose to invest in. Plus, the banking terminology used is very easy to understand. Reviewed on: 23rd March 2025

Reliably efficient and easy to use.

5
Reliably efficient and easy to use. Nothing is complicated; nothing is confusing. Straight forward. Reviewed on: 23rd March 2025

Never investing before I chose chip for my first tim...

5
Never investing before I chose chip for my first time and found the whole process stress free and an easy way to start. Reviewed on: 23rd March 2025

Great app love the prize draw and easy quick transac...

5
Great app love the prize draw and easy quick transactions Reviewed on: 23rd March 2025

They are good no problem at all every time you cont...

5
They are good no problem at all every time you contact them nonisdues Reviewed on: 23rd March 2025

I have used CHIP for a long time and I plan to conti...

5
I have used CHIP for a long time and I plan to continue using it. I have recommended it to several family members who now use it. The interest rates are competitive, it's very easy to save money and to withdraw when it's needed. Reviewed on: 23rd March 2025

Easy to use app and nice platform.

5
Easy to use app and nice platform. Thanks! Reviewed on: 23rd March 2025

Access .

5
I like the way it links to my bank account securely making transfers easy and instant Reviewed on: 23rd March 2025

No complaints 5* setvice

5
No complaints.... able to acess my money when I needed to and the effective and efficient service is second to none. Really happy. Love my Chip ISA which is doing well with a reasonable interest rate was extremely easy to open, understand and get quick access to. Reviewed on: 23rd March 2025

Great bank with excellent interest rates.

5
Great bank with excellent interest rates. Reviewed on: 23rd March 2025

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