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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

It has been refreshing to deal with a company displa...

5
It has been refreshing to deal with a company displaying the degree of efficiency that Chip does and the App is so accessible and easy to use. Also very good rates of return when compared to high street banks Reviewed on: 23rd March 2025

Excellent app and on the ball customer service

5
Excellent app and on the ball customer service Reviewed on: 23rd March 2025

Easy to use

5
Easy to use, good interest rates and links well with other banks. Reviewed on: 23rd March 2025

Great savings option

5
I opened an account several years ago it has been the best way I habe found.to save Money Reviewed on: 23rd March 2025

Chip are easy to save with, chip have good interest...

5
Chip are easy to save with, chip have good interest rates with their accounts, plus with the savings account you have a chance to win £10000. Reviewed on: 23rd March 2025

It’s seamless and simple and quite enjoyable to watc...

5
It’s seamless and simple and quite enjoyable to watch your money grow. The customer service is very proactive, very informative and when a reactive response is needed it’s on point! Reviewed on: 23rd March 2025

I use chip to save for my tax payments.

5
I use chip to save for my tax payments. It’s a brilliant app. Reviewed on: 23rd March 2025

Been with Chip for a long time now, and literally sa...

5
Been with Chip for a long time now, and literally saved thousands without really noticing. Has helped pay for some major purchases! Reviewed on: 23rd March 2025

The app that took financial pressure off me.

5
For myself, Chip has helped me recover through financial worries. The savings app identified savings I did not think I could save. For me, knowing that savings were automatically taken, gave me the satisfaction of knowing I had a pot of money available to me at the end of each month for urgent things took the financial pressure off me. I can't think of anything else that has helped me handle my monthly money better. Reviewed on: 23rd March 2025

Fantastic app for your savings, easy to use and best...

5
Fantastic app for your savings, easy to use and best in class for return interest rate Reviewed on: 23rd March 2025

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