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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I was terrible at saving - Chip changed that.

I never used to be able to save - Chip has changed that. I no longer live payday to payday. I used to cling on and wait to be paid before I could repair the boiler and get hot water again. Now, I know I have an emergency fund just sitting there, building up. It’s even got to the point that I can segregate what Chip has saved for me, and I can see a holiday fund developing all on its own. Honestly, Chip has done wonders for my mental health, by eliminating so much financial stress that I didn’t know was possible to avoid until the app came along. Thank you, Chip! Reviewed on: 23rd March 2025

My opinion

Started using Chip 2 years ago for savings and recently for investment. It makes things so easy to manage funds and the return is exceptional Reviewed on: 23rd March 2025

Great interest rate, easy access and ibknow my money...

Great interest rate, easy access and ibknow my money is safe. Reviewed on: 23rd March 2025

Great savings account

Great savings account. Had a little issue with a small transfer between my old chip account which used my one of three withdrawals for the year. Reviewed on: 23rd March 2025

Use for saving account used to have great rates but...

Use for saving account used to have great rates but now just ok app is good and they have ISAs available. Deposits are easy enough and there UI is good. Wish they had finger print login but not a big deal. Reviewed on: 23rd March 2025

Superb simple savings app

Superb simple savings app that I can trust to continually have good rates. Reviewed on: 23rd March 2025

Chip means I always have some savings which makes li...

Chip means I always have some savings which makes life much easier Reviewed on: 23rd March 2025

Easy to use app, excellent saving rates

Easy to use app, excellent saving rates Reviewed on: 23rd March 2025

Fantastic

I don't know what it is about Chip but I've never been able to save before but with Chip I'm saving every month and love to see my balance grow Reviewed on: 23rd March 2025

Excellent service.

Excellent service. Great app. Very easy to use. Reviewed on: 23rd March 2025

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