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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Splendid

5
I'm so happy and thankful I found this app. Its changed my whole life. Reviewed on: 6th February 2020

Saving made easy

5
This a great savings app which allows for automated and manual saving. Withdrawals are easy to make and are transferred into your bank account in a timely fashion. The app is very user friendly, which is a bonus!! Reviewed on: 6th February 2020

Fantastic app

5
Saves money without you even missing it so recommend and app very easy to use what more could you want!! Reviewed on: 6th February 2020

Great savings app

4
Helped me save enough for a car and I didn’t even notice the money coming out. Reviewed on: 6th February 2020

Used for 2 years amazing

5
Have used this app for 2 years never had an issue amazing Reviewed on: 6th February 2020

Amazing for money saving

5
I’ve saved around £1500 in the year which helped for travel spends! It’s changed the way I save! Reviewed on: 6th February 2020

Amazing App

5
I have saved thousands of pounds through the chip app without me even realising. Honestly one of the best apps I have on my phone. Great customer service, great interest rates. Couldn’t rate more highly. Reviewed on: 6th February 2020

Saved Easily

5
Saved almost 2k in a year, without missing a penny, amazing app! Reviewed on: 6th February 2020

Great little way to save!!!

5
This is brilliant! Takes the hassle out of saving and means that I can finally find the money to do things I want!!! Reviewed on: 6th February 2020

Save without realising

5
I use chip to complement my concious saving. With automatic saves to the chip app, I have been able to save more than I thought, and have been able to get some much needed work done on the house without feeling the pinch. The smart budgeting means chip only saves what you can afford to based on your outgoings, and I have never overdrawn. It is simple to transfer money back when you needed. I have recommended chip to all my family and friends, and even took the opportunity to use some money that I saved to invest. Reviewed on: 6th February 2020

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