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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great little way to save!!!

This is brilliant! Takes the hassle out of saving and means that I can finally find the money to do things I want!!! Reviewed on: 6th February 2020

Save without realising

I use chip to complement my concious saving. With automatic saves to the chip app, I have been able to save more than I thought, and have been able to get some much needed work done on the house without feeling the pinch. The smart budgeting means chip only saves what you can afford to based on your outgoings, and I have never overdrawn. It is simple to transfer money back when you needed. I have recommended chip to all my family and friends, and even took the opportunity to use some money that I saved to invest. Reviewed on: 6th February 2020

Seamless savings

So easy to rack up the savings without knowing. Easy interface to use. Love the fact that I dont need extra motivation to save. Reviewed on: 6th February 2020

Does what it says on the tin

Quick, quirky easy to use app that runs in the background and notifies me directly when a saving is calculated. Reviewed on: 6th February 2020

Made £1500 savings in 1 year!

And barely even noticed!! So simple and easy to get your money back out. Good maintenance of the app. Everything it promises to be! Reviewed on: 6th February 2020

Easy

Easy Flexible Good customer service Reviewed on: 6th February 2020

Easy way to save

Easy way to save and have control of exactly when savings can happen. Reviewed on: 6th February 2020

Easy savings

I use chip to put money aside for holidays, don't notice the auto saves and have saved enough for a yoga retreat and a trip to Costa Rica Reviewed on: 6th February 2020

Excellent savings builder

Chip has helped me overcome recurring debt and manage my funds by saving a small amount every so often. This has extremely helped me to get in a better financial position, helping towards my future. I constantly and consistently recommend Chip to all friends and family possible. Thank you Chip! Reviewed on: 6th February 2020

Great little app that takes the stress out of trying to save as it does it for you!

Chip is fantastic for saving without having to think about it. The best part is I don't check it very often and when I do I'm always surprised at how much I have put away for a rainy day. That feeling when you find £5 in an old jacket pocket but far better! Reviewed on: 6th February 2020

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