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Chip: Savings app reviews

View other Chip products
4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Save without realising

5
I use chip to complement my concious saving. With automatic saves to the chip app, I have been able to save more than I thought, and have been able to get some much needed work done on the house without feeling the pinch. The smart budgeting means chip only saves what you can afford to based on your outgoings, and I have never overdrawn. It is simple to transfer money back when you needed. I have recommended chip to all my family and friends, and even took the opportunity to use some money that I saved to invest. Reviewed on: 6th February 2020
Susan's avatar
Susan

Seamless savings

5
So easy to rack up the savings without knowing. Easy interface to use. Love the fact that I dont need extra motivation to save. Reviewed on: 6th February 2020
Squi's avatar
Squi

Does what it says on the tin

5
Quick, quirky easy to use app that runs in the background and notifies me directly when a saving is calculated. Reviewed on: 6th February 2020
Swift's avatar
Swift

Made £1500 savings in 1 year!

5
And barely even noticed!! So simple and easy to get your money back out. Good maintenance of the app. Everything it promises to be! Reviewed on: 6th February 2020
Katie Paul's avatar
Katie Paul

Easy

5
Easy Flexible Good customer service Reviewed on: 6th February 2020
Elizabeth Cartlidge's avatar
Elizabeth Cartlidge

Easy way to save

4
Easy way to save and have control of exactly when savings can happen. Reviewed on: 6th February 2020
Ro's avatar
Ro

Easy savings

5
I use chip to put money aside for holidays, don't notice the auto saves and have saved enough for a yoga retreat and a trip to Costa Rica Reviewed on: 6th February 2020
Tara Conolly's avatar
Tara Conolly

Excellent savings builder

5
Chip has helped me overcome recurring debt and manage my funds by saving a small amount every so often. This has extremely helped me to get in a better financial position, helping towards my future. I constantly and consistently recommend Chip to all friends and family possible. Thank you Chip! Reviewed on: 6th February 2020
Shauna's avatar
Shauna

Great little app that takes the stress out of trying to save as it does it for you!

5
Chip is fantastic for saving without having to think about it. The best part is I don't check it very often and when I do I'm always surprised at how much I have put away for a rainy day. That feeling when you find £5 in an old jacket pocket but far better! Reviewed on: 6th February 2020
Kimberly Corrigan's avatar
Kimberly Corrigan

Automatic easy savings

5
I have saved more in a year with Chip than trying to save money manually. I do not miss the amounts that are transferred over. It has been simple to withdraw money too. Reviewed on: 6th February 2020
Lorrinda Cox's avatar
Lorrinda Cox

Review Chip: Savings app now

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