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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Does what it says on the tin

Quick, quirky easy to use app that runs in the background and notifies me directly when a saving is calculated. Reviewed on: 6th February 2020

Made £1500 savings in 1 year!

And barely even noticed!! So simple and easy to get your money back out. Good maintenance of the app. Everything it promises to be! Reviewed on: 6th February 2020

Easy

Easy Flexible Good customer service Reviewed on: 6th February 2020

Easy way to save

Easy way to save and have control of exactly when savings can happen. Reviewed on: 6th February 2020

Easy savings

I use chip to put money aside for holidays, don't notice the auto saves and have saved enough for a yoga retreat and a trip to Costa Rica Reviewed on: 6th February 2020

Excellent savings builder

Chip has helped me overcome recurring debt and manage my funds by saving a small amount every so often. This has extremely helped me to get in a better financial position, helping towards my future. I constantly and consistently recommend Chip to all friends and family possible. Thank you Chip! Reviewed on: 6th February 2020

Great little app that takes the stress out of trying to save as it does it for you!

Chip is fantastic for saving without having to think about it. The best part is I don't check it very often and when I do I'm always surprised at how much I have put away for a rainy day. That feeling when you find £5 in an old jacket pocket but far better! Reviewed on: 6th February 2020

Automatic easy savings

I have saved more in a year with Chip than trying to save money manually. I do not miss the amounts that are transferred over. It has been simple to withdraw money too. Reviewed on: 6th February 2020

Easy, quick and helpful!

Chip is a quick an easy way to save money smartly. I’ve been able to make various savings, including a baby fund, which has created one less worry during pregnancy! Thank you Chip! Reviewed on: 6th February 2020

Great auto saver account which is fun

The best thing is the AI which calculates and auto-saves an amount that doesn’t impact your finances, yet builds quickly into a significant savings pot - brilliant!! Reviewed on: 6th February 2020

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