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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Automatic easy savings

I have saved more in a year with Chip than trying to save money manually. I do not miss the amounts that are transferred over. It has been simple to withdraw money too. Reviewed on: 6th February 2020

Easy, quick and helpful!

Chip is a quick an easy way to save money smartly. I’ve been able to make various savings, including a baby fund, which has created one less worry during pregnancy! Thank you Chip! Reviewed on: 6th February 2020

Great auto saver account which is fun

The best thing is the AI which calculates and auto-saves an amount that doesn’t impact your finances, yet builds quickly into a significant savings pot - brilliant!! Reviewed on: 6th February 2020

Great little (life) saver

Saving money for my 5months South America trip couldn't have been easier. After signing up and setting a target about 1.5years ago Chip has stashed away almost 3k for me without me even noticing it. Brilliant app, hassle free savings app... and my friends love it too. Galapagos, here I come. Reviewed on: 6th February 2020

Simple and effective.

I like the simplicity of having small amounts I can afford simply come out of my current account on a regular basis. The amounts soon mount up! Reviewed on: 6th February 2020

APP-SOLUTELY FANTAST-CHIP

Keeps chipping away at those savings goals ;) Reviewed on: 6th February 2020

Effortless saving with good interest rates

Very easy to set up and start saving a little bit at a time Reviewed on: 6th February 2020

Chip is great. I am not the best saver yet since getting chip I have managed to save a bit without it hitting my pocket too much

The only issue I have is that chip interest rate is not great Reviewed on: 6th February 2020

Simple way to save

Automatic saving without feeling the pinch. Excellent way to save, without physically transferring money to a savings account ! Reviewed on: 6th February 2020

Pain free saving

Fantastic app that has allowed me to pay for holidays and Christmas shopping without having to think about how to afford it all. Highly recommended for those who like to spend as it does the saving bit for you. Reviewed on: 6th February 2020

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