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Chip: Savings app reviews

4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18460)

Chip, the best savings account

5
Used chip for just under 12 months. Was recommended to me by my quit smoking app. Easy to use, simple to set up and saving is easy without missing the cash it saves! Would recommend to anyone! Reviewed on: 6th February 2020

Amazing

5
I love the chip app. It has saved me £000s without me even noticing! Reviewed on: 6th February 2020

Savings without knowing.

5
I've saved around 4k in 2 years without really noticing it leaving my account. So nice to have the levels of control with pause and manual saves. Reviewed on: 6th February 2020

Auto-saving withAUTO feeling it!

5
I've been using Chip for under a year and it's been a fantastic journey so far, the Auto-saving mechanism is fantastic and allows me to save without feeling it, add on the ability to change saves dynamically and its a winning combination Reviewed on: 6th February 2020

Easy peasy to save

5
Love this app. Was worried about linking my bank account but no problems. Makes saving easy and painless. A+ Reviewed on: 6th February 2020

Easy, effortless saving

5
Chip is great for saving. You don’t need to think about saving anymore as chip sorts it all out for you. It can help you save for anything big or small and really does work without you having to put in the effort. Saving before seemed like a chore, having to take chunks of money was hard and stressful whereas the way chip takes money to save you don’t even notice, then you check the chip app and get a nice surprise when you realise you’ve saved! Great app! Reviewed on: 6th February 2020

Fantastic

5
Help me save money without even realising it can’t fault them Reviewed on: 6th February 2020

Best App

5
I've been using Chip for a couple of years now and it takes the pressure of trying to save. Brilliant App Reviewed on: 6th February 2020

Fabulously easy five stars

5
Iv been saving a while with chip! And saved more than I ever have before it’s easy, simple to use, the online support is fantastic, customer services is extremely quick and seconded to none... have recommended all over to anyone that will listen From a happy chip user Reviewed on: 6th February 2020

Fantastic for saving without noticing

5
Fantastic app with great customers service that keeps improving. Have recommended it already. Reviewed on: 6th February 2020

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