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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy and effective

I’ve been able to save effortlessly by using chip and built up a good amount Reviewed on: 6th February 2020

Excellent app to safe without even knowing

Fab app, works out how to save money without you knowing. So easy to use Reviewed on: 6th February 2020

Only thing that's helped me save!

I'm rubbish at saving money when I know I'm saving money, so having Chip work it all out for me and do all the hard work has made it so much easier to save the most money I've ever had in a savings account before, ever. Reviewed on: 6th February 2020

Great way to save!

This app calculates what spare cash you have and squirrels it away for you! It notifies you off the intended save, so you can amend or cancel, and you can set up different saving pots, and allocate it as you wish. It's a great way to save without really noticing it! Reviewed on: 6th February 2020

I'm saving for the first time EVER!

As a 38 year old living in London I have always struggled to save money. In the past year, since I started using Chip I have saved nearly £2000 without even noticing! Reviewed on: 6th February 2020

Just easy

The whole process is simple. I save what I can afford, which isn’t a manual amount, and is more than pennies or rounding up to a pound, so the amount accumulates quicker. The interface is intuitive if a little too millennial for me (aged 39) but it just runs nicely and quietly in the background Reviewed on: 6th February 2020

Great company

Take money from you and save it on your behalf without you noticing Reviewed on: 6th February 2020

Friendly, purposeful and effort free saving

I’m a terrible saver so the idea behind this app really appealed to me-it saves when you can afford it. No effort at all. No worrying or thinking, and if you think nah, this save is not going to work for me, one tap and it’s cancelled. If I was to say that Chip is a joy to use that would be kind of a fib, because you don’t even use it. It just buzzes away in the background. Ok, so you do have to interact with it sometimes if you think the saving rate is wrong, but there again the integrated chat is simple and friendly. I’m writing this sitting on a new couch, paid for with a few months of Chip savings. Might buy a new bed next. Reviewed on: 6th February 2020

Fantastic way to save money

I have saved a substantial amount in the 13 months I have been with Chip, enabling me to save for a mortgage without even noticing I was saving. The customer support is fantastic and the app is very user friendly. Reviewed on: 6th February 2020

Simple but effectively life changing

Such a simple idea which has saved me a lot of money for times when I’m struggling. Taking smaller amounts stops me from spending on silly things so I can spend it on what matters most. Friends, family and pockets of fun! Could educate a lot of our young people how to save properly also! Thanks chip! Reviewed on: 6th February 2020

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