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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great savings option

5
I opened an account several years ago it has been the best way I habe found.to save Money Reviewed on: 23rd March 2025

Chip are easy to save with, chip have good interest...

5
Chip are easy to save with, chip have good interest rates with their accounts, plus with the savings account you have a chance to win £10000. Reviewed on: 23rd March 2025

It’s seamless and simple and quite enjoyable to watc...

5
It’s seamless and simple and quite enjoyable to watch your money grow. The customer service is very proactive, very informative and when a reactive response is needed it’s on point! Reviewed on: 23rd March 2025

I use chip to save for my tax payments.

5
I use chip to save for my tax payments. It’s a brilliant app. Reviewed on: 23rd March 2025

Been with Chip for a long time now, and literally sa...

5
Been with Chip for a long time now, and literally saved thousands without really noticing. Has helped pay for some major purchases! Reviewed on: 23rd March 2025

The app that took financial pressure off me.

5
For myself, Chip has helped me recover through financial worries. The savings app identified savings I did not think I could save. For me, knowing that savings were automatically taken, gave me the satisfaction of knowing I had a pot of money available to me at the end of each month for urgent things took the financial pressure off me. I can't think of anything else that has helped me handle my monthly money better. Reviewed on: 23rd March 2025

Fantastic app for your savings, easy to use and best...

5
Fantastic app for your savings, easy to use and best in class for return interest rate Reviewed on: 23rd March 2025

Great service!

5
Great service! I was recently blocked from accessing my chip account due to a name change but the issue was resolved very quickly. I know my koney is safe! Reviewed on: 23rd March 2025

Excellence

5
Always clear and direct in their dealings. I love the straight forward layout and use of concise language. Their signposting to available products is consistently relevant and easy to read. Reviewed on: 23rd March 2025

Really really simple, good range of saving productss

5
Really really simple, good range of saving products. Seem to be v competitive too when I’ve cross checked on martin lewis, go compare etc Reviewed on: 23rd March 2025

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