Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Saving made easy!!

5
Save without thinking. Great interest rates. Great technology Reviewed on: 24th January 2020

Easy and unnoticeable

5
Simple and understated way of saving little bits of cash at a time and allows to set manageable goals to work towards Reviewed on: 24th January 2020

Absolutely Excellent

5
Chip is a fantastic tool, its intuitive, useful and well built. The support on the app is great and it takes a fresh smart approach to saving. Reviewed on: 22nd January 2020

Best in class

5
Best Amazing app app app app best app Reviewed on: 22nd January 2020

Chip to the future!

5
I’ve been using Chip for over a year, love the weirdness and how relevant to times it is. I never notice the money going out and it always helps me survive at the end of the month or save towards a birthday or special occasion. Reviewed on: 21st January 2020

Exceptional app and great service through out

5
Really impressed with how user friendly the app is Reviewed on: 20th January 2020

Simple, painless and so effective

5
Such a simple way to save small amounts that add up fast. As someone who doesn’t earn a huge salary this is such a great way to save. It’s easy to think those small amounts will never be something better but set your goal and watch it take off. Entirely in your hands, so when/if that unexpected vet, dentist, car bill needs paying, you simply cancel the amount suggested by Chip, until you have a bit to spare again. This is such an exciting but easy way to save. We can all do it. Reviewed on: 20th January 2020

Effortless saving

5
Chip provides me with a painless and effortless way to save, without having to lift a finger. I can access my savings any time I need them, so I have the security of knowing that I can get the cash in an emergency if I need it or for an occasional treat. Reviewed on: 20th January 2020

Secret saving

5
Such a good app, it takes what it thinks you can do without from your bank and hey presto youve got a few hundred pounds saved without even having to try, Awesome. Once you've started you feel good every time Chip tells you it's saving. Reviewed on: 20th January 2020

Better savings 4 all

5
Easy to sign up, easy and straightforward to see payment goals Reviewed on: 20th January 2020

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products