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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Brilliant App, great customer service

I can’t afford to save regular amounts every month so this way of sweeping up ‘spare change’ from my bank account has been great for me- it put about £500 away in 8 months and I didn’t even notice it going. The one time I had a problem it was sorted for me the same day. Would really recommend it. Reviewed on: 4th November 2019

I save without noticing

Just bought my first car of my own after 2 years of saving without noticing through Chip. Reviewed on: 4th November 2019

Easy Savings

Love opening Chip to see my savings rise Reviewed on: 4th November 2019

Easy To Save without Saving

Since joining with Chip saving without saving is easy... No direct debit Chip automatically calculates & save's money without hurting your bank ballance... So simple & easy... WELL DONE CHIP... Reviewed on: 4th November 2019

The easiest way to save from your bank account

It works and I have save thousands with it. Helpful customer services. Reviewed on: 4th November 2019

Great savings app

Fantastic interest rates and really effective way of saving Reviewed on: 4th November 2019

Amazing

I've been using this app for a good 2 years now and it's fantastic! I was able to save up for a holiday last year and the competitive interest rate makes me use chip over my own savings account from my bank! I love how it looks at how much I've spent in a week and put away what I won't miss. Fantastic All-rounder app! Reviewed on: 4th November 2019

Effortless saving without realising it

I must have saved around £6k with this app. Some of the money I would have saved anyways, but a lot of would have spent on non-essential purchase otherwise. A must-have! Reviewed on: 4th November 2019

Easy-peasy Saving

Chip provides a foolproof experience to save your hard earned dough. Skimming money off your account it is staggering to see how quickly the savings rack up, and the goal features let's you focus the savings where you need it most. It has been a breeze saving with chip, and I look forward to one day making my goal of a retirement fund ;P Reviewed on: 4th November 2019

Helpful, easy and accessible

Helped me save £100s by just connecting my bank account and letting them do all the work. I used to be someone terrible with money and now I have savings! Reviewed on: 4th November 2019

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