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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Save Up, No Pain

5
I started saving with Chip 12 months ago and am thrilled with my experience. The amount taken from my account is unnoticeable, yet in 12 months it's paid for a holiday, my Husband's Birthday and most of his Christmas gifts. When I have had a query, Team Chip have been brilliant. Quick to respond and help. Reviewed on: 4th November 2019

Chip has changed the way I save

5
Ever since downloading chip it has transformed the way I handle my money and save. It’s enabled me to get out of debt, paid for holidays and home improvements. I love chip! Reviewed on: 4th November 2019

A great saving method

5
Chip has helped me save for several things through the last two years. It’s system works without affecting you financially. Small bits of saving grow to large saving. Excellent customer service too. Reviewed on: 4th November 2019

Makes saving fun

5
I've used Chip since 2017 and the competitive savings rate combined with the UI has made saving fun. Reviewed on: 4th November 2019

Saving without trying

5
Chip does the hard work and you don't even notice. Reviewed on: 4th November 2019

Game changer

5
I could not save for the life of me, but chip came along and has transformed my bank account!! Would recommend to anybody with savings or without! Reviewed on: 4th November 2019

Great Savings App

5
Great app, easy to save, very helpful and friendly Reviewed on: 4th November 2019

Top savings app

5
User friendly app to help you save without noticing. Also has a good interest rate. Reviewed on: 4th November 2019

One to watch out for . . .

5
I’ve been with Chip since their grass roots and have seen them grow and develop a great product; they have excellent values and a refreshing approach to ‘modern day saving’; long may they grow and succeed. Reviewed on: 4th November 2019

Save with ease

5
I’ve tried saving for years, but never really managed to build the habit despite my best efforts. With Chip it’s so easy as I don’t even need to think about it, the app’s AI does all of the hard work for me & I just need to enjoy the rewards of its labour! Reviewed on: 4th November 2019

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