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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Easy and intelligent saving

5
Chip works away in the background and puts small amounts away regularly using smart AI. Helps me to save when I couldn’t before. Plus it has some returns products coming soon! Reviewed on: 4th November 2019

Easiest way to save ever!

5
Chip takes all complexity out of saving through automated savings based on the way you use your current account. It takes the thought out of saving completely. I’ve saved £10,000 within a year of using chip and have got my friends and family on to it as well. It’s excellent! Reviewed on: 4th November 2019

The future is now...

5
Easy Saving, good communication, easy app, keep it up Chip! Reviewed on: 4th November 2019

Very easy to save, great concept

5
Have been using chip for a couple of years now and saved loads that I otherwise wouldn't have! Reviewed on: 4th November 2019

Easy savings, done for you.

5
Everyone wants to save, but always worry they can't afford to. Chip helps by automatically working out what move you can put aside, transferring it into the app, and you accumulate money without even noticing. Reviewed on: 4th November 2019

Perfect for saving

5
Auto savings when you wouldn’t do it yourself. With a cancel option if needed. Super friendly staff Reviewed on: 4th November 2019

Easy way to save

5
I love how the app squirrels away money for me Reviewed on: 4th November 2019

Ambitious and customer-focused

5
From my own experience, I can tell that the company has made a good product even better. The app has a fresh look, is intuitive and,most importantly, makes one forget one is a saver. I found this concept of transferring little amount of money from my account absolutely new, which helped me save hundreds over the past 18 months or so. Well done Team Chip. Reviewed on: 4th November 2019

Best savings app

5
Always helpful and easy to use app Reviewed on: 4th November 2019

Save Up, No Pain

5
I started saving with Chip 12 months ago and am thrilled with my experience. The amount taken from my account is unnoticeable, yet in 12 months it's paid for a holiday, my Husband's Birthday and most of his Christmas gifts. When I have had a query, Team Chip have been brilliant. Quick to respond and help. Reviewed on: 4th November 2019

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