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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

The future is now...

Easy Saving, good communication, easy app, keep it up Chip! Reviewed on: 4th November 2019

Very easy to save, great concept

Have been using chip for a couple of years now and saved loads that I otherwise wouldn't have! Reviewed on: 4th November 2019

Easy savings, done for you.

Everyone wants to save, but always worry they can't afford to. Chip helps by automatically working out what move you can put aside, transferring it into the app, and you accumulate money without even noticing. Reviewed on: 4th November 2019

Perfect for saving

Auto savings when you wouldn’t do it yourself. With a cancel option if needed. Super friendly staff Reviewed on: 4th November 2019

Easy way to save

I love how the app squirrels away money for me Reviewed on: 4th November 2019

Ambitious and customer-focused

From my own experience, I can tell that the company has made a good product even better. The app has a fresh look, is intuitive and,most importantly, makes one forget one is a saver. I found this concept of transferring little amount of money from my account absolutely new, which helped me save hundreds over the past 18 months or so. Well done Team Chip. Reviewed on: 4th November 2019

Best savings app

Always helpful and easy to use app Reviewed on: 4th November 2019

Save Up, No Pain

I started saving with Chip 12 months ago and am thrilled with my experience. The amount taken from my account is unnoticeable, yet in 12 months it's paid for a holiday, my Husband's Birthday and most of his Christmas gifts. When I have had a query, Team Chip have been brilliant. Quick to respond and help. Reviewed on: 4th November 2019

Chip has changed the way I save

Ever since downloading chip it has transformed the way I handle my money and save. It’s enabled me to get out of debt, paid for holidays and home improvements. I love chip! Reviewed on: 4th November 2019

A great saving method

Chip has helped me save for several things through the last two years. It’s system works without affecting you financially. Small bits of saving grow to large saving. Excellent customer service too. Reviewed on: 4th November 2019

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