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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy-peasy Saving

Chip provides a foolproof experience to save your hard earned dough. Skimming money off your account it is staggering to see how quickly the savings rack up, and the goal features let's you focus the savings where you need it most. It has been a breeze saving with chip, and I look forward to one day making my goal of a retirement fund ;P Reviewed on: 4th November 2019

Helpful, easy and accessible

Helped me save £100s by just connecting my bank account and letting them do all the work. I used to be someone terrible with money and now I have savings! Reviewed on: 4th November 2019

Auto-savings but no returns

If you want an app that will automatically take some money from your main current account so that you cannot spend it, this app does that. With many bank accounts it can analyse your previous spending to decide how much it should save. Unfortunately, with more stringent know your customer requirements, it does not have this ability for all accounts, which does detract from the whole thing. The other disappointing aspect to the app is that you currently earn 0% interest on your savings so you can get a better return even on the most basic high street savings account. In the future, Chip is hoping to offer competitive returns and, if it improves its link to your bank account, it will become a much better and more useful app. Reviewed on: 4th November 2019

Best Savings App!

I have been using Chip app for couple of months now to save, and it automatically calculates how much savings amount to deduct from account. It’s a peace of mind. Plus the service from the team is exceptional. Would like the interest to increase a little more. Reviewed on: 4th November 2019

Painless saving

It’s app to help me save a few pounds without noticing. Makes up for my lack of savings discipline. Reviewed on: 4th November 2019

No brainer saving app

Why wouldn't everyone has this app. This app allows me never to overspend on rubbish and automatically saving money smartly each week to build up a pot that can help change my life for the better. Great support too if any questions. Everyone should have and use this. Reviewed on: 4th November 2019

Chip makes saving fun!

Never before has there been such an easy, exciting and efficient method to save money and watch your money multiple! Reviewed on: 4th November 2019

Saving has never been easier!

Every week Chip sets aside a little bit and I don't notice it going but it soon builds into a decent amount. Reviewed on: 4th November 2019

Savings made easy

Totally easy to set up and manage - offers great flexibility and the most important thing I’m successfully saving money without really realising it ! Boom Reviewed on: 4th November 2019

Easy, Simple, Great Returns

As per the title - Chip can't make it any easier to save . . . . .written by "a none saver!!!!" Reviewed on: 4th November 2019

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