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Chip: Savings app reviews

4.87
Based on 18,460 reviews, last reviewed 19th Aug 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Simple and efficient app that makes saving easy

5
Only app that is able to calculate my budget and take out the right amount so I don’t notice Reviewed on: 4th November 2019

Amazing App!

5
I absolutely love this app. I have managed to save every week, without missing the money from my weekly budget. CHIP’s customer support is first class - having contacted them on numerous occasions. They are very efficient and speedy with their replies. I believe in this company so much - I’ve invested in it as I truly believe it will achieve great things! Reviewed on: 4th November 2019

Excellent Savings App

5
I've never been very good at saving or putting money away for a specific purchase or a rainy day. Chip automatically pulls small, affordable amounts into your savings wallet and its surprising how quickly it builds. I would highly recommend Chip to anyone. Reviewed on: 4th November 2019

Chip Has Helped Me Save Like Never Before

5
I have been using Chip for a few years after being recommened to it by a friend and I have saved thousands of pounds with it that I would never would of saved otherwise. I can't recommend this app enough for anyone who struggles to manage and save manually. Reviewed on: 4th November 2019

Just excellent

5
A perfect app for topping up your savings without having to watch every transaction you make, intuitive UI and great features Reviewed on: 4th November 2019

My financial saver

5
I love Chip. It has been a tremendous aid for my saving. You barely notice the difference unless your at the end of the month with a lower balance. Even then, you can just cancel a save if it puts your balance in jepoardy. The savings have been a fantastic assistant to my changeable circumstances or when I wanted to fork out for something. Reviewed on: 4th November 2019

The best savings app!

5
Ive been saving using this app for a while now and i love it. Every 4-5 days it saves a little bit which goes unnoticed from my current account and before you know it you have a few hundred pounds in there! Its paid for holidays etc without breaking the bank. Its a thumbs up from me!! Reviewed on: 4th November 2019

Makes my life so so so much easier

5
This app makes my life so much easier. I don't even have to think about saving, as it's all automated. They have a great support team as well! Reviewed on: 4th November 2019

Builds up my savings without me noticing!

5
App very user friendly Creates a saving pot with no impact on my current day-to-day life. Quickly builds! Reviewed on: 4th November 2019

Incredibly helpful savings tool.

5
Very useful app, helps me to save without having to even try. Great interface to the app and very easy to use. Reviewed on: 4th November 2019

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