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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Builds up my savings without me noticing!

App very user friendly Creates a saving pot with no impact on my current day-to-day life. Quickly builds! Reviewed on: 4th November 2019

Incredibly helpful savings tool.

Very useful app, helps me to save without having to even try. Great interface to the app and very easy to use. Reviewed on: 4th November 2019

Saving for a house deposit without noticing

Used chip for the last 2 years almost, managed to save up for a house deposit with my partner without either of us noticing money even coming out. Easy and hassle free. Also helps for a 'rainy day' or unexpected expenses. Reviewed on: 4th November 2019

Easy Savings

Chip has helped me save nearly £1000 this year, all of which has been used to pay off my credit card! It helps on rainy days when I need extra money for birthdays etc... It's just a simple way to save when on a tight budget :) Reviewed on: 4th November 2019

Excellent app, makes you save without realising!

An app that’s great to use, with really good support, both from the business and from the community. Helps me save without even realising, looking forwards to future developments! Reviewed on: 4th November 2019

Great app

Been using chip for almost a year and have saved loads, great app Reviewed on: 4th November 2019

Great app to save some money

Great way how to put some money on the side and enjoy it later when it's needed. Reviewed on: 4th November 2019

Quick, easy saving

Saving made simple, brilliant app run by a brilliant team. The money soon adds up with their automatic saving... plus there’s plenty of exciting new products and features in the pipeline to look forward to! Reviewed on: 4th November 2019

Simply amazing

Over the last few years that I've used Chip, I've saved much more money than I had ever hoped. The customer service from the team is outstanding, they constantly put the customer first and reply promptly to any queries you may have. The interest rate is better than any other High-street bank out there which is just great! Reviewed on: 4th November 2019

A saving app which actually works!

If like me, you like the idea of saving but struggle to put some money aside, then Chip is certainly for you. I’ve been saving now for well over 12 months and it calculates savings that I don’t notice or feel the effect from saving. It’s the perfect way to start the rainy day fund or save up for that something special. Reviewed on: 4th November 2019

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