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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Personal. Simple. Brilliant.

Clever and intelligent app that seamlessly makes pennies into pounds with a personal touch that makes you feel as valued as your money Reviewed on: 21st January 2019

What a breath of fresh air

Great app, you hardly notice the saves coming out of your account, even just before payday. Soon adds up. I couldn't live without this app now. Hugely recommended Reviewed on: 21st January 2019

Fun & easy to save.

First time I’ve ever been able to save - and keep it saved without even knowing I’m doing it. Reviewed on: 21st January 2019

Sometimes the best ideas are the simple ones!

With this simple app I managed to save well over £1000 in a very short period of time without missing the money. Reviewed on: 21st January 2019

Helped me save after graduation

Helped me save money after I graduated and was looking for a job in the field I studied. Worked out great and made it easy to maintain an emergency fund. Reviewed on: 21st January 2019

Great product

Helped me save for a holiday and didn’t even notice the savings building up. Great idea and product. Reviewed on: 21st January 2019

Excellent app

I’ve managed to pay for a holiday to the west coast of the USA costing around a grand and also paid £1000 towards another big purchase just using chip. The best thing is you don’t notice the savings being made until you need it! Reviewed on: 21st January 2019

Superb product great company

Their customer service is second to none. They have real people who care about they customers and put us first. Great app also it just works so well. Reviewed on: 21st January 2019

I have saved so much, so easily

I love Chip, I have recommended it to everyone I know. I don't know why it works so well - surely I just put the same amount in my savings at the end of each month as Chip squirrels away?! But no, somehow it saves me more by doing its thing. Its algorithms work so well, they suit my spending very well. I have never had issues with withdrawing or accessing my savings. I like having a goal and estimates for how long it will take to reach. Customer service has been excellent. Reviewed on: 21st January 2019

BEST SAVINGS APP EVER!!

The app is so easy to use and extremely clever at what it does - absolutely amazing! Reviewed on: 21st January 2019

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