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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great pain free way of saving

Not noticed saving over £1000 in less than a year. Great little bonus! Reviewed on: 21st January 2019

Great concept, great app'.

Great concept, great app'. Can't recommend it enough. I told about this app' to all my friends. Reviewed on: 21st January 2019

Friendly, approachable, easy

Love their app, but wasn’t so sure about their crowdinvestment campaign Reviewed on: 21st January 2019

Easy setup, easy saving

After initial setup you are notified when Chip is going to make a save based on activity on you linked bank account. You can cancel a planned save if you can’t afford it or change your saving level so Chip requests a more suitable amount in future. Reviewed on: 21st January 2019

Great interface and easy to save

The algorithm they have seems to work really well, I hardly notice money leaving my account but my savings account keeps growing surprisingly fast. The app is also really easy to use and they response quickly to any queries. Reviewed on: 21st January 2019

I'm actually saving money!

I'm useless at managing my finances; with Chip, I'm actually saving money, and buying expensive things that I've always wanted, and was never able to afford. Reviewed on: 21st January 2019

The easiest way to save!

This app saves me money without me even noticing, truly a revelation. Reviewed on: 21st January 2019

Sceptical at first, loving it now!

I had been looking for an app that would help me save without really missing the money. Sounds impossible, I know. There were a couple of apps that cropped up during a google search. I read around them and Chip seemed to fit the bill. I was still sceptical at this point as I was VERY uncertain about giving an app access to my bank account. After a couple of weeks, I was hooked! And still am! I’ve saved about £100 and I haven’t even noticed it leaving my account! Chip saves in such manageable amounts, I’m never out of pocket. Chip even garuantee you’ll never incur any charges from your bank by going over your limits. You can even set how fast or slow you save, your over target and how long it’ll take you to get there. You can withdraw from Chip whenever you like with no hassle and their friendly chat bot genuinely makes you do a happy dance when you save something! No matter how small! I’m in love with Chip and couldn’t recommend it enough to anyone!! Chip forever!! Reviewed on: 21st January 2019

highly recommended

A brilliantly simple way to save. Good app and fast, friendly communication with the team. Reviewed on: 21st January 2019

Smart, Simple and Easy

Saves money without me realising, so I don't spend it. Easy to control and monitor. Great interface, smart but simple. Reviewed on: 21st January 2019

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