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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Chip is great for the millennial who wants to save

5
Chip has been a life line for me over the past year. Having easy access to money when you need it most has stopped me from dipping in to my savings account. I’ve also managed to save enough for holiday spending money, and gifts over Christmas, without even missing the money in the first place. 100% recommend. Reviewed on: 15th January 2019

Easy to use with great customer service

5
Such a simple idea yet executed perfectly. Save money without noticing it going out of your account. Any problems quickly sorted by their customer service Reviewed on: 15th January 2019

So easy

5
Great savings rate, great service. What’s not to like Reviewed on: 15th January 2019

Absolutely brilliant

5
I have been using this for a little over a year now. I used it to help clear my overdraft, and then saved enough for a fantastic holiday. So easy! Reviewed on: 15th January 2019

Fantastically easy way to squirrel away the pounds

5
Easy to use and you can just go about your daily life with money being automatically squirrel away for you to spend on a rainy day Reviewed on: 15th January 2019

Great saving. App

5
Great savings rates and really easy to understand Reviewed on: 15th January 2019

Great App

5
Nice app that automates saving. Makes saving easy! Reviewed on: 15th January 2019

Amazing

5
Makes saving money effortless and you don’t have to think about it whatsoever Reviewed on: 15th January 2019

New and quirky

5
First time I’ve saved was with chip and to do it via an app which takes money out of my account automatically was a first for me. I feel like this is a start of something big for chip, there are still a lot of work to be done and a lot of screws to screw but once it’s eatablished I really do believe it can compete with the big boys, so good luck for this and the future! Reviewed on: 15th January 2019

Absolutely brilliant

5
Helped me to sort through our debt by saving nearly £3K, barely noticed the money coming out! Would recommend to family, friends, enemies..... basically, absolutely anyone! Reviewed on: 15th January 2019

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