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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I love all the features!

5
I love all the features. I have auto save on, and don’t really notice the small amounts coming out my bank accounts on a regular basis, I like checking how it’s growing on my chip app. I also have a prize saving account, hoping to win the top prize one day!! overall I absolutely love chip and have recommended it to a few people over the years. Reviewed on: 21st March 2025

Excellent products, best interest rates and brillian...

5
Excellent products, best interest rates and brilliant customer service Reviewed on: 21st March 2025

Very easy/quick to transact with.

5
Very easy/quick to deposit/withdraw funds from savings accounts (which have a good interest rate) and very easy to add/withdraw funds from investments. Reviewed on: 21st March 2025

The app is very easy to use and they tips and advise...

5
The app is very easy to use and they tips and advise is very useful. I feel encouraged to save and think about growing my savings. Reviewed on: 21st March 2025

Super easy and well explained to give confidence..

5
Super easy and well explained to give confidence to someone who was uncertain. Haven't looked back and now have multiple savings and investments with Chip. Reviewed on: 21st March 2025

I have literally recommended Chip to everyone I know.

5
I have literally recommended Chip to everyone I know. The interest rates are super competitive and was the reason I first joined Chip. I’ve stayed for a bunch of reasons. The app is great - it’s easy to use and connects with my primary banking app really easily. I love how easy it is to see all the deposits and withdrawals I’ve made. The folks at Chip are proactive with their communication. Everything - the app, their website, their emails - are written in a way as to meet me at my average level of understanding. Reviewed on: 21st March 2025

Great experience good App easy to use

5
Great experience good App easy to use Reviewed on: 21st March 2025

Great overall service and savings portal.

5
Great overall service and savings portal. Well designed and easily navigable. Some great options for saving money. Reviewed on: 21st March 2025

A smooth operation

5
A smooth operation that doesn’t harass you but looks after our individual requirements & are quick to respond to any concerns Reviewed on: 21st March 2025

Always easy

5
Always easy to move money. Always great interest rates. Always innovating. Reviewed on: 21st March 2025

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