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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to save money.

Easy to save money. Super easy app to navigate, lots of info on accounts and investing Reviewed on: 20th March 2025

Chip App is very easy to use.

Chip App is very easy to use. They provide competitive interest rates Reviewed on: 20th March 2025

Easy to access with good interest rates

Easy to access with good interest rates Reviewed on: 20th March 2025

Very good

They provide one of the best interests rates, AI help with automatic saving and prize savings account. The customer service is really good. Reviewed on: 20th March 2025

Easy to operate phone application, even for a an old...

Easy to operate phone application, even for a an old fogey ;-) ISA and savings accounts are clearly defined and easily managed. Reviewed on: 20th March 2025

Been using chip a few years now and managed to save...

Been using chip a few years now and managed to save a fair bit of cash over the years with their intelligent saving feature. There’s a charge for these saves but it’s not a lot and I’ve more than made the charge back by winning their mo they cash prize a few times. Well worth having this account Reviewed on: 20th March 2025

It's such an easy account to have, great savings rat...

It's such an easy account to have, great savings rates and I love the little prizes. Thank you Chip Reviewed on: 20th March 2025

Good varied products.

Good varied products. Chances to earn bonus interest rates via rewards Reviewed on: 20th March 2025

Chip has been one of the best saving tools I’ve had.

Chip has been one of the best saving tools I’ve had. Without having to do anything, I have managed to save pots of money for holidays, expensive items and even money towards my house deposit! It’s great how it takes what it believes you can spare straight from your bank account so you don’t even know it’s gone. A lovely little pot of money just starts to grow. I never would have been able to save as much as I have if it hadn’t been for Chip! The interest rates are amazing as well, and at least 2-3x higher than the interest rate of my bank account! Reviewed on: 20th March 2025

I can save without thinking about it.

I can save without thinking about it. Reviewed on: 20th March 2025

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