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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Very competitive saving rates.

Very competitive saving rates.Easy to use the app.Good customer service. Reviewed on: 20th March 2025

Like Monzo but for savings.

Like Monzo but for savings. No mess no fuss and a great rate you can’t beat. Easy access did just that it was almost instant to put money in and take it out. Reviewed on: 20th March 2025

Easy and user friendly.

So easy to use, and user friendly. All apps should be like this! The interest interests too, lol. Savings and investments in one app, What is better? Competitive rates too. Reviewed on: 20th March 2025

Simple to use an good rates.

Simple to use an good rates. Unfortunately the drop in interest rate after just 3 withdrawals came as a shock but probably my fault for not reading the small print! Reviewed on: 20th March 2025

Nice and easy app to use.

Nice and easy app to use. Good interest rate but could be better. Reviewed on: 20th March 2025

Great app, easy to use.

Great app, easy to use. Very responsive Reviewed on: 20th March 2025

Easy app to use have hassle free access to your savi...

Easy app to use have hassle free access to your savings and investments Reviewed on: 20th March 2025

Easy to use & great interest rate

Easy to use & great interest rate & that’s what a top savings account is all about. Reviewed on: 20th March 2025

Chip is top of its game

Super easy app to use and I also won a £10 prize draw! Really happy with the account and plan to save more in the future! Reviewed on: 20th March 2025

Absolutely recommend chip, consistently great offering

I have recommended them, I have had former suggestions come to fruition in product offerings and have been a chip user for many years. It's not always the highest rates but it's always the most consistently good overall offering Reviewed on: 20th March 2025

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