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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy to use & great interest rate

Easy to use & great interest rate & that’s what a top savings account is all about. Reviewed on: 20th March 2025

Chip is top of its game

Super easy app to use and I also won a £10 prize draw! Really happy with the account and plan to save more in the future! Reviewed on: 20th March 2025

Absolutely recommend chip, consistently great offering

I have recommended them, I have had former suggestions come to fruition in product offerings and have been a chip user for many years. It's not always the highest rates but it's always the most consistently good overall offering Reviewed on: 20th March 2025

Easy to save money.

Easy to save money. Super easy app to navigate, lots of info on accounts and investing Reviewed on: 20th March 2025

Chip App is very easy to use.

Chip App is very easy to use. They provide competitive interest rates Reviewed on: 20th March 2025

Easy to access with good interest rates

Easy to access with good interest rates Reviewed on: 20th March 2025

Very good

They provide one of the best interests rates, AI help with automatic saving and prize savings account. The customer service is really good. Reviewed on: 20th March 2025

Easy to operate phone application, even for a an old...

Easy to operate phone application, even for a an old fogey ;-) ISA and savings accounts are clearly defined and easily managed. Reviewed on: 20th March 2025

Been using chip a few years now and managed to save...

Been using chip a few years now and managed to save a fair bit of cash over the years with their intelligent saving feature. There’s a charge for these saves but it’s not a lot and I’ve more than made the charge back by winning their mo they cash prize a few times. Well worth having this account Reviewed on: 20th March 2025

It's such an easy account to have, great savings rat...

It's such an easy account to have, great savings rates and I love the little prizes. Thank you Chip Reviewed on: 20th March 2025

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