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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Really great banking app easy to use and good advice...

5
Really great banking app easy to use and good advice within. Having goals is a great help. Reviewed on: 20th March 2025

Automatic saving saves me time and money

4
Automatic saving saves me time and money Reviewed on: 20th March 2025

I love chip and their interest rates

5
I love chip and their interest rates Reviewed on: 20th March 2025

Very competitive saving rates.

5
Very competitive saving rates.Easy to use the app.Good customer service. Reviewed on: 20th March 2025

Like Monzo but for savings.

5
Like Monzo but for savings. No mess no fuss and a great rate you can’t beat. Easy access did just that it was almost instant to put money in and take it out. Reviewed on: 20th March 2025

Easy and user friendly.

5
So easy to use, and user friendly. All apps should be like this! The interest interests too, lol. Savings and investments in one app, What is better? Competitive rates too. Reviewed on: 20th March 2025

Simple to use an good rates.

5
Simple to use an good rates. Unfortunately the drop in interest rate after just 3 withdrawals came as a shock but probably my fault for not reading the small print! Reviewed on: 20th March 2025

Nice and easy app to use.

5
Nice and easy app to use. Good interest rate but could be better. Reviewed on: 20th March 2025

Great app, easy to use.

5
Great app, easy to use. Very responsive Reviewed on: 20th March 2025

Easy app to use have hassle free access to your savi...

5
Easy app to use have hassle free access to your savings and investments Reviewed on: 20th March 2025

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