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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

excellent customer service, very quick

5
excellent customer service, very quick Reviewed on: 20th March 2025

I've tried several apps and Chip is great for my needs

5
I've tried several apps which helps you save automatically and Chip is the one for me. It save a little bit here and there and before you realise it you have a few hundred pounds and possibly more if you totally forget. I like to pay off bills early so I use the money to pay those off before getting charged interest. It's great for me, and great team at Chip which makes it happen. Reviewed on: 20th March 2025

Makes a whole range of saving and investment options...

5
Makes a whole range of saving and investment options easy Reviewed on: 20th March 2025

Worthy savings!

5
I reckon Chip is an excellent way for saving. I have used it for years and particularly like the savings directly from linked bank. The app is straightforward and easy to use. It is a shame it doesn't yet provide full banking services eg debit card. I currently have an account with Chase which is American, but would much rather have a similar provider that is UK based. Reviewed on: 20th March 2025

chip off the old block

5
Easy to use with a great app along with great rates monthly interest is a a plus watch your pot grow. Reviewed on: 20th March 2025

Clear and easy banking.

5
Clear and easy banking. Feels secure- and Uk based. Highly recommend. Reviewed on: 20th March 2025

Chip is super easy to use!

5
Chip is super easy to use and offers great interest rates Reviewed on: 20th March 2025

Easy to use and great rates that encourage a saving...

5
Easy to use and great rates that encourage a saving mentality Reviewed on: 20th March 2025

An excellent banking service

5
An excellent App for managing my finances, providing a great view and control of my account. Deposits and withdrawals are easily manage and completed promptly. I’ve been pleasantly impressed with the Chip banking service and have no regrets for switching my investment management to Chip. Reviewed on: 20th March 2025

Great place to start investing

5
Got some free funds to get you started Reviewed on: 20th March 2025

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