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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great App, good to put money in different places.

Great App, good to put money in different places. Reviewed on: 20th March 2025

Easy to use & competitive rates

App is very easy to use, good choice of accounts and always very competitive interest rates. Lots of info for help with investing Reviewed on: 20th March 2025

It is a great app, see how much your saving, interes...

It is a great app, see how much your saving, interest rate better than my bank. Reviewed on: 20th March 2025

It’s the easiest saving app I’ve come across , altho...

It’s the easiest saving app I’ve come across , although I don’t save a lot it mounts up quickly and it’s so easy to access and also withdraw instantly straight back into your bank account with no hassle Reviewed on: 20th March 2025

excellent savings rates

App easy to navigate, excellent savings rates with good choice of accounts. Good customer service Reviewed on: 20th March 2025

Easy to use app good investment opportunity’s

Easy to use app good investment opportunity’s Reviewed on: 20th March 2025

I was never an active saver before using Chip.

I was never an active saver before using Chip. After it was recommended to me by a friend I instantly saw my savings increase while never actively noticing money leaving my account. Knowing I was in full control and could withdraw my money at any time meant I never felt uncomfortable. As Chip has grown and increased its features I've developed my savings journey and can't see myself using a different app or bank anymore Reviewed on: 20th March 2025

good rates above banks

Brilliant well above the bank rates Reviewed on: 20th March 2025

I have had no reason to contact customer services so...

I have had no reason to contact customer services so that is why there is a neutral score. Simple to use, good rates. Reviewed on: 20th March 2025

I used the instant access account as it gave 5% inte...

I used the instant access account as it gave 5% interest at the time. It was good to use. Reviewed on: 20th March 2025

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