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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

good rates above banks

Brilliant well above the bank rates Reviewed on: 20th March 2025

I have had no reason to contact customer services so...

I have had no reason to contact customer services so that is why there is a neutral score. Simple to use, good rates. Reviewed on: 20th March 2025

I used the instant access account as it gave 5% inte...

I used the instant access account as it gave 5% interest at the time. It was good to use. Reviewed on: 20th March 2025

Breath of fresh air

Was a bit wary about something new and different but don't regret investing in Chip - a much needed breathe of fresh air to banking. They somehow make an online bank seem friendly, approachable and passionate about what they do Reviewed on: 20th March 2025

Very easy to track finances online and easy to you app.

Very easy to track finances online and easy to you app. Regular tips and advice sent regularly Reviewed on: 20th March 2025

Very good experience.

Very good experience. Nothing to complain about. Reviewed on: 20th March 2025

Easy to set up and understand offers and accounts

Easy to transfer to and from accounts. Easy to set up and connect with my current account bank. You can view terms and conditions. Very clear on what you’ll get and easy to understand products on offer Reviewed on: 20th March 2025

Excellent service.

So easy to use and transfer money, both to and from your account. Would highly recommend! Reviewed on: 20th March 2025

Best interest rates, timely reminders- always on han...

Best interest rates, timely reminders- always on hand to help and advise Reviewed on: 20th March 2025

Thoroughly recomend as all very easy to manage.

Ive never needed to contact them as their service has only gone down once and they contacted me, to stop me worrying. They offer an excellent way to save money easily and so i've already recommended them to many of my family and a few friends. Reviewed on: 20th March 2025

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