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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Just the best saving experience

5
I have been with chip since the beginning, I have found it easy to save with clear instructions and great customer service Reviewed on: 20th March 2025

Fantastic App and great interest rates!

5
Fantastic App! Excellent customer service. Good Interest rates and paid monthly with daily updates. Brilliant. Love it. Reviewed on: 20th March 2025

Easy access

5
It is very easy to access my accounts (would like to be able to access on more than one device though) initial setup was a breeze no issues whatsoever, bit of a nuisance having to reconnect bank every 90 days but suppose its security minded, informed of new offers/ stocks n shares etc Reviewed on: 20th March 2025

Chip 2025

5
not only is there varying options of saving but also have excellent customer service too over the last 3 years I have been saving with Chip and cannot see myself changing anytime soon simply because of the convenience Chip brings into bringing all features into one app and continue to make it better Reviewed on: 20th March 2025

Great rates and easy to transfer money in and out.

5
Great rates and easy to transfer money in and out. Customer service were eager to help when I was having difficulty with my bank. Reviewed on: 20th March 2025

A friend told me about Chip and how it could help sa...

5
A friend told me about Chip and how it could help save little and often. It's been fantastic for putting little bits away and giving me a choice of options. Reviewed on: 20th March 2025

Chop has made me realise how much I can save a month...

5
Chop has made me realise how much I can save a month and helped me build a financial future. Reviewed on: 20th March 2025

Great rates.

5
Great rates. Very easy to navigate. Daily updates making me feel in control and trusting of my choices. Reviewed on: 20th March 2025

Good app, no issues so far.

5
Good app, no issues so far. However, I saw a notification about an offer that is on until midnight March 28th but since I opened it, I can no longer find this offer or details on how I can redeem it. There should be a clear section on the app for active offers Reviewed on: 20th March 2025

easy to navigate and save

5
Very easy to navigate through and easy to make deposits into your accounts.The A.I saving feature is really handy knowing I'm saving without even trying. Reviewed on: 20th March 2025

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