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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Very easy to open accounts and offer great interest...

5
Very easy to open accounts and offer great interest rates Reviewed on: 20th March 2025

Chip is excellent

5
Really like the app. Easy to transfer money to and from my bank. Decent savings rates. Excellent range of investments on offer. Would like more of the investment products to be available outside of Chip X. Reviewed on: 20th March 2025

Brilliant banking app

5
I've had a great experience with the Chip savings app, as it effortlessly automates my savings and offers competitive interest rates, making it easy to save and grow my money without any extra effort. Reviewed on: 20th March 2025

They are brilliant because of chip I've been able to...

5
They are brilliant because of chip I've been able to save so much for holidays for retirement for everything. And you can see your interest earnings day by day . They are the best saving app by far Reviewed on: 20th March 2025

Very safe and assuring company, excellent team with...

5
Very safe and assuring company, excellent team with good returns. Can't fault it. Reviewed on: 20th March 2025

Great rates and promotions

5
Great rates and promotions compared to other savings accounts Reviewed on: 20th March 2025

Chip - a great place to put your savings

5
Easy to use app, rates very competitive. Customer service been excellent when needed Reviewed on: 20th March 2025

I have always found Chip to be very customer focused...

5
I have always found Chip to be very customer focused and helpful with any queries. Reviewed on: 20th March 2025

Love Chip Have told all my family about them

5
Love Chip Have told all my family about chip. 3 of them have already joined. Waiting for the other 3 to sign up Reviewed on: 20th March 2025

Great accounts to choose from.

5
Easy to understand accounts and really client focussed processing of transactions make it an easy platform to navigate. The rewards are better than elsewhere too. Reviewed on: 20th March 2025

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