Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Excellent service easy to use app very straight forw...

5
Excellent service easy to use app very straight forward Reviewed on: 20th March 2025

Effective, efficient and fast personal service

5
I sent a message regarding a minor matter, got a reply super quick answer from a human (not a bot). Efficient, effective and fast! Great rates for easy access. Easy to use app. Easy to start saving/investing. I recommend them. Reviewed on: 20th March 2025

Great app, easy to use and chat function really helpful

5
Great app, easy to use and chat function really helpful Reviewed on: 20th March 2025

It has easy investments, auto savings, easy to use app.

5
It has easy investments, auto savings, easy to use app. A great service. Reviewed on: 20th March 2025

Instant Access, Cash ISA and Prize Savings account.

5
Instant Access, Cash ISA and Prize Savings account. Transferring monies in/out of app is simple and whenever I've had any issues they were resolved quickly. Reviewed on: 20th March 2025

Great idea

5
This service has been invaluable in helping with my personal finance Reviewed on: 20th March 2025

Easy to use & reliable & informative

5
Easy to use & reliable & informative Reviewed on: 20th March 2025

Chip Chip Hooray

5
“Champions” in my view Chip have been an asset to my savings plan over the last few years. They keep me up to date on all new and current promotions which is essential for a pensioner like myself. Customer service is second to none and if you wish to speak with an adviser that’s not a problem.. Reviewed on: 20th March 2025

I would definitely recommend

5
The customer service is excellent, feels really personable. Great rates, better than most banks. Reviewed on: 20th March 2025

10/10 from me

5
Easiest most painless way to save, always recommending Chip to friends & family. 10/10 from me. Chip has paid for many a weekend away & plenty of treats. Simple to use and link to bank account. Reviewed on: 20th March 2025

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review