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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Highly recommend

Easy to use & navigate, can make changes easily to suit your circumstances at any given time. A pleasure to use, thank you! Reviewed on: 20th March 2025

I joined chip, on the recommendation of my son.

I joined chip, on the recommendation of my son. Great rates, easy app use (transfer money in and out etc). Reviewed on: 20th March 2025

Easy to use, app runs smoothly and never had issues...

Easy to use, app runs smoothly and never had issues that weren’t fixed quickly Reviewed on: 20th March 2025

Couldn't be easier to save really!!!

I have been with Chip for about 2 years. It's a brilliant way to save. You don't notice the small amounts being taken. Reviewed on: 20th March 2025

Chip is great!

Chip is great! I do t need to think about anything! It rounds up for me & also a great return Reviewed on: 20th March 2025

Joined new years.

Joined new years. A family member told me about chip so I joined. Reviewed on: 20th March 2025

Easy to use app, great rates and excellent customer...

Easy to use app, great rates and excellent customer service Reviewed on: 20th March 2025

Good for savings.

Good for savings. Investment platform needs to update live, like other platforms. Transfers between bank & chip are slick & easy. Reviewed on: 20th March 2025

I downloaded Chip around June 2023, having searched...

I downloaded Chip around June 2023, having searched through MoneySupermarket for the best Savings Account. Chip came out on top and I immediately downloaded it. I started off with £10k and I have always been a great saver however the Chip app encourages me to go even further and I now have over £25k in savings. So I have saved £15k in the space of 20 months! I cannot recommend Chip enough and I have badgered friends to download it, as well as writing into the Daily Mail as it was recommended in their Financial section recently. With Chip being recognised in the Financial Times, which is a respected newspaper, is further testament and evidence of their skill in offering their customers among the best savings on the market. It is a well deserved accolade for Chip to be listed 12th in the Financial Times. I will continue to invest and save with Chip for many years. Chip offers great savings rates, from as little as £1 you can start saving which I believe most people can do. I have set a goal to reach at least £40k in savings within the next 20 months, as I have already proven to myself I can save at least £15k during that period. Thank you Chip for encouraging me to save even further in life, I honestly do not believe I would have saved this much without you. Reviewed on: 20th March 2025

Great app and helpful if you have any issues

Great app and helpful if you have any issues Reviewed on: 20th March 2025

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