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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18447)

Easy to use

Easy to use and helps save money with the autosave function Reviewed on: 20th March 2025

Very good and simple to understand communication

Very good and simple to understand communication Reviewed on: 20th March 2025

Easy and simple to use.

Easy and simple to use. I’ve used them from the start. Reviewed on: 20th March 2025

I had a problem with my isa account, received quick...

I had a problem with my isa account, received quick reply from my email and was quickly resolved. Reviewed on: 20th March 2025

really good chips

really easy to use good rates and good info Reviewed on: 20th March 2025

Chip: The App That Turned Me Into a Savvy Saver

I began using Chip in 2021 with an initial deposit of £25, and I'm thrilled to say my savings have now surpassed £30,000! The auto-saving function was incredibly convenient, and the diverse investment opportunities allowed my money to work harder. Chip has been instrumental in helping me achieve my financial goals, and I highly recommend it to anyone looking to grow their savings. Reviewed on: 20th March 2025

Great wealth builder

Very intuitive app. Great communication of updates and features. Really does help build positive behaviours and habits when it comes to managing money and building for the future Reviewed on: 20th March 2025

Easy to bank and save.

Easy to bank and save. Good interest rates and i love the separate savings accounts. Makes it so much easier to plan and save. Reviewed on: 20th March 2025

Easy to setup,fund and operate account.

Easy to setup,fund and operate account. Instant transfer of funds within Chip as well as external nank account . As for customer service,never needed to contact them . Reviewed on: 20th March 2025

Quick Access Savings, ISA's and Fund Investments

I started off with a savings account and now also have a cash ISA. Access to both is fast and easy, which is very reassuring. They are now offering more products and, subject to watching my total exposure to CHIP (i.e. keeping below T£85), I may also dabble in these. Reviewed on: 20th March 2025

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