Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Transfer of ISA was quick.

4
Transfer of ISA was quick. Was unable to transfer another in due to issues with my signature being recognised. They spent a lot of time trying to rectify but couldn’t in the end. Reviewed on: 20th March 2025

Savings made easy

5
Chip offers great interest rates, an easy app for managing accounts and the fun of the monthly competition. I’ve already referred friends. Reviewed on: 20th March 2025

Amazing App great features and investment opportunit...

5
Amazing App great features and investment opportunities. ISA options are also easy to use and offer value for money. Reviewed on: 20th March 2025

Great experience so far , great customer service

5
Great experience so far , great customer service Reviewed on: 20th March 2025

Chip - the perfect app

5
Chip always respond promptly and clearly to any question, addressing the actual question. Service is personalised and professional. The app is completely user-friendly and all transactions are very quick and perfectly clear. Reviewed on: 20th March 2025

I find it a very easy to use online service and they...

5
I find it a very easy to use online service and they offer some of the best interest rates around . Reviewed on: 20th March 2025

It is so simple to set up and maintain

5
It is so simple to set up and maintain, and they offer a great saving product. Reviewed on: 20th March 2025

Be Wife & I found found Chip so easy to use

5
Wife & I found found Chip so easy, we got both our parents to open accounts Reviewed on: 20th March 2025

So easy to set up the account.

5
So easy to set up the account. Download the app, and get saving. The bonus was good too Reviewed on: 20th March 2025

Great service and easy saving

5
I have saved very easily with chip and find the methods unique and much better than any other I have experienced. Very quickly got my target savings and still continues to rise and have a great interest rate. Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products