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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Very easy to use.

5
Very easy to use. A bit concerned at first giving access to my bank details but have had no problems. Like the extra bonus for a few months. Good updtes on the app. Reviewed on: 20th March 2025

Transform the way you save with Chip...

5
Chip app has transformed my savings, it is the ultimate plug and play app. I set up what I want to do and get on with my life - it makes saving for your goals effortless and information is displayed and available in a simple uncluttered format. When I have had to use the message function to contact the team it has been straightforward with quick, honest responses. First rate. Reviewed on: 20th March 2025

I find chip very easy and efficient to use

5
I find chip very easy and efficient to use Reviewed on: 20th March 2025

Saving money is a walk in the park

5
Super easy to setup and get started. Saving money has never been so easy with Chip Reviewed on: 20th March 2025

Chip is an online savings app which gives you clear...

5
Chip is an online savings app which gives you clear perspective of what you can save or invest. There is a variety of different savings accounts depending on your income and also with the investments such as stocks and shares. Everything is clearly explained. Reviewed on: 20th March 2025

Good bankGood interest rates.

5
Good interest rates and choices of accounts. that match my needs. Reviewed on: 20th March 2025

Easy app to manage your money.

5
Easy app to manage your money. The interest paid in is clear. Offer different accounts depending on accessibility Reviewed on: 20th March 2025

Great savings rate beating other providers on the ma...

5
Great savings rate beating other providers on the market. Reviewed on: 20th March 2025

In the situations I have needed support Chip custome...

5
In the situations I have needed support Chip customer service has been responsive. Reviewed on: 20th March 2025

Superb customer service

5
I emailed customer services asking for help to connect my bank to chip. Their reply was prompt. Everything was explained very simply and efficiently. They are very well organised and professional Reviewed on: 20th March 2025

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