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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Superb online platform

5
Superb online platform, what else could you ask for. Reviewed on: 20th March 2025

Good options

5
Good saving app with lots of options like different accounts and auto saving. The only thing I don't like is the gimmicky prize account. Reviewed on: 20th March 2025

The best savings account I've ever had!

5
The easiest saving product I've ever used. Really simple to use and whenever I've needed customer support, they're super cool, friendly and fast to deal with everything. The automated savings feature is amazing and has helped me to improve my savings behaviour and the goal setting means I save for specific purposes and meet those goals. As well as my ISA and my standard savings account, I'm starting to use the investment features, which are much easier to access using the Chip app than traditional routes. All in all, 100% happy with Chip. Reviewed on: 20th March 2025

Pay day saving and the frequent top ups make saving...

5
Pay day saving and the frequent top ups make saving so easy Reviewed on: 20th March 2025

Terrific,better than the high street banks

5
Terrific,better than the high street banks Reviewed on: 20th March 2025

Best saving and investment platform .

5
I have such easy experience saving and investing through chip, I have reffered and got my family members onto chip for savings accounts. Reviewed on: 20th March 2025

Very easy to use and resonable interest rates

5
Very easy to use and resonable interest rates Reviewed on: 20th March 2025

Simple effective savings vehicle

5
Very simple to use. Good communication. Good interest rates. Reviewed on: 20th March 2025

It's simple It's easy It's secure CHIP has made me c...

5
It's simple It's easy It's secure CHIP has made me change the way I bank. Reviewed on: 20th March 2025

Really simple app, great for autosaves.

5
Really simple app, great for autosaves. I have saved far more using the auto saves than I would have without. I love the prize draw each month too. Reviewed on: 20th March 2025

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