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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

good bank very fast very helpful alway. i recom

5
good bank very fast fast service. Reviewed on: 20th March 2025

Great on-line banking service

5
Having banking on-line with Chip is easy and accessible any time ifs at or might. Great savings rates across different accounts. Always updated with E-mails about any changes or other accounts that may be of interest. Reviewed on: 20th March 2025

Excellent for saving money with little effort.

5
Very easy to transfer money between my bank account into the Chip account and vice versa. Excellent service in accruing monthly interest that is easy to see in the account. I’m very happy with Chio’s level of competence. Reviewed on: 20th March 2025

Best interest rate for instant no penalty access at...

5
Best interest rate for instant no penalty access at the time. Generally easy to make deposits and withdraw. Feels secure. Reviewed on: 20th March 2025

So easy to use and link bank details to this app, op...

5
So easy to use and link bank details to this app, opening new accounts is quick and easy Reviewed on: 20th March 2025

Excellent app

5
All good! Used ISA’a and banking… would recommend Reviewed on: 20th March 2025

Easy to use app.

5
Easy to use app. Kept well informed. Competitive interest rates for savings. Reviewed on: 20th March 2025

Love it, app easy to use and good interest rate

5
Love it, app easy to use and much better interest than high street bank. Not had to call upon customer service yet so can't comment on that side of things. Several members of family are chip customers and love it too! Reviewed on: 20th March 2025

Chip ticks all the boxes

5
Chip is Such an easy site to use. Easy to track accounts and balances instantly. Good interest rates -very competitive rates. Reviewed on: 20th March 2025

World beating App for speed of transaction and ease...

5
World beating App for speed of transaction and ease of use Reviewed on: 20th March 2025

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