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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I had a problem with my isa account, received quick...

5
I had a problem with my isa account, received quick reply from my email and was quickly resolved. Reviewed on: 20th March 2025

really good chips

5
really easy to use good rates and good info Reviewed on: 20th March 2025

Chip: The App That Turned Me Into a Savvy Saver

5
I began using Chip in 2021 with an initial deposit of £25, and I'm thrilled to say my savings have now surpassed £30,000! The auto-saving function was incredibly convenient, and the diverse investment opportunities allowed my money to work harder. Chip has been instrumental in helping me achieve my financial goals, and I highly recommend it to anyone looking to grow their savings. Reviewed on: 20th March 2025

Great wealth builder

5
Very intuitive app. Great communication of updates and features. Really does help build positive behaviours and habits when it comes to managing money and building for the future Reviewed on: 20th March 2025

Easy to bank and save.

5
Easy to bank and save. Good interest rates and i love the separate savings accounts. Makes it so much easier to plan and save. Reviewed on: 20th March 2025

Easy to setup,fund and operate account.

5
Easy to setup,fund and operate account. Instant transfer of funds within Chip as well as external nank account . As for customer service,never needed to contact them . Reviewed on: 20th March 2025

Quick Access Savings, ISA's and Fund Investments

5
I started off with a savings account and now also have a cash ISA. Access to both is fast and easy, which is very reassuring. They are now offering more products and, subject to watching my total exposure to CHIP (i.e. keeping below T£85), I may also dabble in these. Reviewed on: 20th March 2025

Love it, this is a great app to do banking

5
Love it, this is a great app to do banking Reviewed on: 20th March 2025

Great interest rates and proacrive increases

5
Great interest rates and proacrive increases before rates are officially increased. App is great and super easy to navigate. Reviewed on: 20th March 2025

Fantastic platform for savings and moving money

5
Fantastic platform for savings and moving money is super simple. Very fair returns. I'm always telling people about the app. Reviewed on: 20th March 2025

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