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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Savings investments are accesible and easy with comp...

Savings investments are accesible and easy with competitive rates Reviewed on: 20th March 2025

Chip are exceptional.

Chip are exceptional. Their range of saving accounts is excellent. Reviewed on: 20th March 2025

Best provider I've used in last 50 years

Chip is the first time in the last 50 years of using numerous banks and financial services that I have truly felt in control of my money. This is because, for example, when I want to move money to an account in another bank it happens immediately (whereas another service provider recently took a week to move money between two accounts with them). Reviewed on: 20th March 2025

Had no problems during the time I have been with chi...

Had no problems during the time I have been with chip outher family members have joined on my recommendations and like there experience. Reviewed on: 20th March 2025

Excellent Bank!

Chip always offer competitive interest rates and give an excellent level of customer service. Reviewed on: 20th March 2025

Great experience, great service, ease of use

Great experience, great service, ease of use Reviewed on: 20th March 2025

Some of the best rates around

Some of the best rates around. Encourages savings and investments with a good portfolio of companies offering good rates. You know that you are being looked after. Customer service is very good. Raise an issue and it's dealt with promptly. Reviewed on: 20th March 2025

Great savings app

Excellent app for savings has helped me alot over the years Reviewed on: 20th March 2025

Seems good so far.

Seems good so far. Would be nice to win on the prize fund but nothing yet! Haven’t needed customer service so no opinion on that so far Reviewed on: 20th March 2025

Great interest rate

Great account interest rate offers than other local bank and the app is user friebdly, easy to use and access. The customer services agent usually responce quite quick. Reviewed on: 20th March 2025

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