Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Chip and win

5
Easy to use online app, good rates of interest and good level of information supplied via email. Have already recommended family and friends to use this platform. Reviewed on: 20th March 2025

Great Company

5
Easy to set up and manage via the Chip app. No problems so far - nothing to dislike and a good return for investments. Reviewed on: 20th March 2025

Good investment app and savings made easy.

5
Good investment app and savings made easy. Reviewed on: 20th March 2025

Wouldn’t consider any other saving platform now

5
I have been saving with CHIP for quite a while now, the app is so easy to use, the interest rate is always excellent tbh I wouldn’t consider any other saving platform other than CHIP now. Moving money around is easy and fast so it’s in your bank in a minute there when I need it. My brother was left some money a while ago and I asked if one of the staff would be able to help him set up his account, the staff were amazing so helpful. He hasn’t t got there yet as he is renovating his flat but I am sure he will be back in touch when he needs them Reviewed on: 20th March 2025

A Chip in your wallet and not on your shoulder.

5
Transparent, plain and simple. Easy to use and easy to navigate around the app. Good offers and seems to track market conditions well. I have been with them since the start and although a little rocky I have stayed with them and the journey has just got better.. Reviewed on: 20th March 2025

safe and secure

5
customer care is excellent and a pleasure to speak to a human and not machine excellent advise Reviewed on: 20th March 2025

Great for saving easily - have a couple accounts and...

5
Great for saving easily - have a couple accounts and looking to open a stocks and shares one now too Reviewed on: 20th March 2025

My opinion on Chip

5
With Chip from the beginning, always updated on what’s happening and easy to use app. Reviewed on: 20th March 2025

I love the process, professionalism and savings opti...

5
I love the process, professionalism and savings options. Reviewed on: 20th March 2025

Chip banking- a chip off the old block!

5
Great interest rate, easy to navigate platform. Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products