Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

I've saved thousands over the years that I absolutel...

5
I've saved thousands over the years that I absolutely would not have done if it were up to me to put some aside of my own volition. Reviewed on: 20th March 2025

Amazing saving and also you win prizes if you save w...

5
Amazing saving and also you win prizes if you save with them. Reviewed on: 20th March 2025

App is very easy to use and a good interest...

5
App is very easy to use and a good interest rate Reviewed on: 20th March 2025

Been with Chip ever since they were first recommende...

5
Been with Chip ever since they were first recommended by Martin Lewis when they started. Reviewed on: 20th March 2025

Love love love how easy chip is.

5
Love love love how easy chip is. Saving couldn’t be any more fun Reviewed on: 20th March 2025

Easy to use App, highly competitive interest rates.

5
Easy to use App, highly competitive interest rates. Instant transfers in and out. Great customer support. Reviewed on: 20th March 2025

Never have any problems with Chip and a fabulous way...

5
Never have any problems with Chip and a fabulous way to save. Keep up the good work Chip. Reviewed on: 20th March 2025

Makes saving easy and rewarding.

5
Makes saving easy and rewarding. Really easy to get started and great to see your progression over time. Reviewed on: 20th March 2025

An easy way to auto save

5
I have been saving with chip for several years now and find it so easy to build up a saving. The auto saves are excellent and I never have to think about putting any money aside as it is all done instantly. Reviewed on: 20th March 2025

Chip’s Numero Uno!

5
I’ve used Chip for years now for investing and saving. It’s always tried to continually improve and offer high interest rates. They also care about their customers and build their savings. Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products