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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Very easy to use, transparent terms, good value

Very easy to use, transparent terms, good value Reviewed on: 20th March 2025

It was recommended to me - and I've recommended it!

It was recommended to me - and I've recommended it to others! Makes savings and investments so simple. Reviewed on: 20th March 2025

Easy to use even for an elderly not tech savvy.

Easy to use even for an elderly not tech savvy. Kept up to date . No jargon just easy to understand regular communication Reviewed on: 20th March 2025

Accessible and easy to use.

Accessible and easy to use. Available 24/7 and information about your investment is available in an instant. Reviewed on: 20th March 2025

Ace company for investing.

Ace company for investing. Would recommend and use. Reviewed on: 20th March 2025

Easy to use, great products and app is great too.

Easy to use, great products and app is great too. Leading interest rates on cash isa savings and love the range of products too - I use the isa and the prize savings and a standard savings account and been very happy with all. Reviewed on: 20th March 2025

Easy to use app

Easy to use app, competitive interest rates, multiple choices for different accts and ever expanding options Reviewed on: 20th March 2025

A staple in personal finance

Very competitive products, easy to use software and great customer service. In terms of investment and savings platform provided chip has got to be the best I have come across so far. The introduction of ChipX and its investment platform is also a great addition, to an already brilliant service. Reviewed on: 20th March 2025

Love this company so easy to use

Love this company so easy to use Reviewed on: 20th March 2025

Alwasy found Chip straight forward and simple.

Alwasy found Chip straight forward and simple. Only downside is the standard account %/ base rate margin has increased recently making it not so atrtractive as it once was. Overall still my favorite app, and will continue to reccomemend to others. Reviewed on: 20th March 2025

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