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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

A staple in personal finance

5
Very competitive products, easy to use software and great customer service. In terms of investment and savings platform provided chip has got to be the best I have come across so far. The introduction of ChipX and its investment platform is also a great addition, to an already brilliant service. Reviewed on: 20th March 2025

Love this company so easy to use

5
Love this company so easy to use Reviewed on: 20th March 2025

Alwasy found Chip straight forward and simple.

5
Alwasy found Chip straight forward and simple. Only downside is the standard account %/ base rate margin has increased recently making it not so atrtractive as it once was. Overall still my favorite app, and will continue to reccomemend to others. Reviewed on: 20th March 2025

It’s so intuitive and easy to use, and has great rates.

5
It’s so intuitive and easy to use, and has great rates. Reviewed on: 20th March 2025

Cheap as Chips

5
Fantastic service, quick and easy to use Reviewed on: 20th March 2025

Excellent service.

5
Excellent service Reviewed on: 20th March 2025

Overall great experience

5
The app is very easy to use. Rates are very competitive. Transactions are instant. Overall great experience Reviewed on: 20th March 2025

Secure, simple and helps you save

5
Chip Savings App is secure, simple to use and provides all the features you need to help you to save. It even has a little savings account which is like premium bonds on a smaller scale. Reviewed on: 20th March 2025

Very good service, always quick to respond and great...

5
Very good service, always quick to respond and great products. Reviewed on: 20th March 2025

Frontiers for innovation

5
Chip are at the forefront of innovation for modern saving. Everything is seamless to set up and help is still extremely accessible in the absence of physical branches. The variety of savings plans and accounts is endless with attractive and competitive rates and easy withdrawal. Reviewed on: 20th March 2025

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