Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
87% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Best money products on the market

5
Best money products on the market Reviewed on: 20th March 2025

Good recommendation.

5
Recommend by out financial adviser and we have been disappointed to date. Reviewed on: 20th March 2025

Service, rates and app are all great

5
Service, rates and app are all great Reviewed on: 20th March 2025

Great product and service from the outset.

5
I was an early adopter of Chip and from the outset, it was obvious that their rates of interest outperformed any others that I had looked at. The app is simple to use and all relevant information is immediately available. Reviewed on: 20th March 2025

Great simple app makes the experience hassle free -...

5
Great simple app makes the experience hassle free - so many people can’t be bothered because of the hassle but CHIP have done away with that ! Reviewed on: 20th March 2025

Great app

5
Very straight forward to set up, a friend recommended this bank to me Reviewed on: 20th March 2025

Very easy app to use.

5
Very easy app to use. Competitive rates. Had already recommended people to Chip. Five star Reviewed on: 20th March 2025

Chip bank app

5
Great app and saves money without really noticing it has gone. Any questions or issues are answered and resolved very quickly Reviewed on: 20th March 2025

Fast and easy

5
Fast and easy to get your head around. Anyone can do it. And you can see your money growing Reviewed on: 20th March 2025

Save and Invest

5
All good so far, wish I had some more money to save, invest Reviewed on: 20th March 2025

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review