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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
87% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use the app and excellent saving ratesl

5
Easy to use the app and excellent saving ratesl Reviewed on: 20th March 2025

I have used chip since it was a few months old.

5
I have used chip since it was a few months old. I have been happy with the direction and progress chip has made to help me get better with my finances. The reason for using chip is I believe in the company is out to help people. It has certainly helped me get out of my overdraft and other debt. Reviewed on: 20th March 2025

Great for savings & investments

5
Great rates of interest. User friendly app. Easy to deposit & withdraw funds. Simple explanations of investment funds (risk & reward balance). Great incentives for new investors. Reviewed on: 20th March 2025

Excellent brand with great support and a easy platfo...

5
Excellent brand with great support and a easy platform to use. Reviewed on: 20th March 2025

Great app with excellent rates.

5
Great app with excellent rates. Bonuses for inviting others. I’ve got others to join as it’s so good. Reviewed on: 20th March 2025

amazing amazing Excellent , excellent excellent

5
Excellent , excellent excellent, exceptional amazing amazing amazing amazing amazing amazing amazing Reviewed on: 20th March 2025

Best savings account I have come across in years.

5
Best savings account I have come across in years. Excellent interest rates, easily accessible via the application. Also has options for stock investments which is cool. Reviewed on: 20th March 2025

The app is easy to use and understand.

5
The app is easy to use and understand. Chip offers a good service and provide regular updates and new opportunities for investment. Good for most levels of investment experience and understanding Reviewed on: 20th March 2025

Easy to use, great UX and good options of accounts!

5
Easy to use, great UX and good options of accounts! Reviewed on: 20th March 2025

Chip is a great way to save money

5
Chip is a great way to save money, the regular deposit feature allows me to save without really thinking about it. They also have a great range of index funds that help with investing. Reviewed on: 20th March 2025

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